Ancillary Benefits – Anthem and Aflac
ANCILLARY BENEFITS
You have the opportunity to enroll in valuable benefits that can help protect you, your family and your finances. These benefits are offered by Aflac and Anthem.
The insurance options listed below are offered through Anthem and are meant to give employees a range of benefits that help protect their income or offer cash benefits for unexpected life circumstances.
Group Short Term Disability
A short term disability policy provides you with income protection. It replaces a portion your income when you have a qualifying disability due to a covered accident or illness that prevents you from earning a paycheck.
All newly hired employees are automatically enrolled in the 60% base group plan, unless their election to waive is received. All plans have a maximum weekly benefit of $1,500.
Rates:
To file a Short Term Disability claim, click here. Submit claim forms to hr@itechsolutions.com.
Accident Insurance
Accident Insurance is designed to help you fill some of the gaps caused by increasing deductibles, co-payments and out of pocket costs related to an accidental injury.
Rates: Roughly $5 a week. *Actual rates available upon enrollment eligibility.
Critical Illness Insurance
A voluntary critical illness plan pays dollars to you when you are diagnosed with a specified disease. You can choose to apply the money to medical expenses, such as deductibles, treatment bills, rehabilitation or home health care expenses. Or you may use the money for non-medical expenses such as mortgages, groceries, electric bills, child care, or travel to and from a treatment center.
**Medical underwriting and review of health history will be necessary if employee chooses to not enroll in the plans as a new hire. Although pre-existing conditions, are not excluded, there is a one year waiting period before they are covered.
If you would like to speak directly with a Alflac representative regarding these benefits please call 1.800.99.AFLAC (1.800.992.3522). Be sure to refer to the policy numbers listed below when making your inquiries.
- Contractors LDU90
- Corporate LDU85
